Spectra Credit Union: Brilliant Kids Savings APY: 10.38% Balance earning top APY: Up to $1,000 Ages: 17 and under Eligibility: Anyone can join by becoming a member of the American Consumer Council.

KEY POINTS The top high-yield savings account APY today: 5.00%. HYSAs grow your money while letting you keep access to it. Compare options and apply for your new account online to begin maximizing ...

Alliant Credit Union CDs — 4.25% APY on 12-month term with $1,000 minimum Discover Bank CDs — 4.10% APY on 24-month terms and 4.00% APY for 12-month terms ...

EST N8 has acquired Indonesian horror film 'Pabrik Gula' (Sugar Mill) for North America release. The film is directed by Awi Suryadi, who helmed Indonesia's top-grossing film, 'KKN di Desa Penari.' ...

When I opened my LendingClub high-yield savings account in 2022, my starting APY was 4.00%. Over time, it climbed to 4.65% before settling currently at 4.40% APY with $250+ in monthly deposits.

My Ally Bank savings account has a lower-than-average annual percentage yield. This time last year, the bank's high-yield savings account offered 4.35% APY. Now, I'm earning 3.70% APY. Most banks ...

APY Lands general manager Richard King to be reappointed, Frank Pangallo calls for investigation into selection process The controversial general manager of the APY Lands is set to be reappointed ...

How to calculate APY on savings accounts To get a better sense of how APY works, let's take an example. You deposit $1,000 into a 12-month CD offering a 5% interest rate, compounded monthly.

The standard rate, 4.80% APY, is still competitive if you can't meet this requirement However, there are other banks with competitive rates that don’t impose a monthly deposit requirement.

Balances from $1.01 to $10,000 can earn as much as 6.00% APY with Apple Bank’s SmartStart Savings account. Balances from $10,000 to $20,000, however, earn a 0.75% interest rate and 6.00% to 3.38 ...

What is APY, and How Does It Work? The annual percentage yield (APY) represents the effective annual return on a savings or investment account. It also considers compounding interest, meaning you ...

For larger balances, the Presidential Bank Advantage Checking also offers a 4.62% APY on up to $25,000 (3.62% APY thereafter) or 0.10% APY if you don't meet the requirements (a monthly direct ...