Ally is an online-only bank with good rates on savings and CDs. You can earn interest on checking balances and use more than 43,000 U.S. ATMs for free.

Spectra Credit Union: Brilliant Kids Savings APY: 10.38% Balance earning top APY: Up to $1,000 Ages: 17 and under Eligibility: Anyone can join by becoming a member of the American Consumer Council.

See this Cash App overview to learn about the P2P money transfer service — including limits, Cash App Savings, the Cash App debit card and Cash App Taxes.

For example, if you park $10,000 in an account offering 3.90% APY, you'd earn about $390 in interest over the course of a year. And unlike a CD, your cash stays fully accessible.

But now, a new altcoin is taking the spotlight: Angry Pepe Fork. This lucrative project is being praised for its income opportunities and data suggests that early adopters could see a massive APY of ...

Glossary of Key Terms APY: Annual Percentage Yield; a metric showing annual interest returns. Deflationary Token: A token model where supply decreases over time. Presale Stage: A pricing tier in early ...

The APY on these accounts, though, won’t result in much added savings. Here is how much you can make with the different Citi Savings accounts if you were to hold a $10,000 deposit for five years.

The best APY was 4.75 percent at the start of 2025, while now it’s a bit lower at 4.30 percent. Here’s what’s going on in today’s market as it pertains to high-yield savings accounts.

If it’s a savings account you’re looking for, you can still get decent returns, with the best available high-yield savings accounts today promising 4% APY or more, well above the national average.