Here's the type of credit score you need if you want to apply for the Citi / AAdvantage Business World Elite Mastercard.

The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan delinquencies were once again reported on credit files.

Credit scores rose in all 50 states and Washington D.C. last year. Here's the average credit score in every state, according to Experian's 2020 Consumer Credit Review.

* Check Credit Score The first step is to check the credit score. If the score is under 730, which is the minimum requirement for loan approval, borrowers will not see their instant loan offer.