President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now accept ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the ...

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

The average FICO® Score among U.S. consumers is 714, which is in the range of "good" credit scores. However, there's quite a ...

Don’t close old credit accounts, a longer credit history supports a stronger score. By following these steps, a 620 score can breach the 650–700 ‘fair’ threshold within months.

Fair Isaac's strong margin power is balanced by regulatory and mortgage risks. Platform ARR growth and pricing power support ...

The credit bureaus—organizations that calculate your credit score—don't look at your employment status, earnings, or wealth. Here are some of the factors the credit bureaus use to calculate ...

Are you home loan ready? Prepare financially for a home loan by saving for down payment, maintaining high credit score, and managing monthly obligations effectively By Ratan Chaudhary ...

A credit score is a number of three digits that takes into account your timely payments of debt. If you use credit cards or have an existing loan, any default in your payment could impact your ...

How that data gets crunched can vary a bit, as you technically have more than one credit score. There are two models that "dominate credit scoring," said NerdWallet: The FICO score, which is the ...