President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now accept ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Upstart may be a good option if you have minimal credit history or poor credit since its minimum credit score requirement is just 300. With an Upstart loan, you can borrow from $1,000 to $50,000.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Your credit score is an essential indicator of the health of your credit history. But having good credit isn't just important if you're applying for a loan or credit card; in many states, auto and ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the ...

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

The average FICO® Score among U.S. consumers is 714, which is in the range of "good" credit scores. However, there's quite a ...

It is a three-digit number between 300 to 900 that shows how creditworthy an individual is based on his payment history. Higher the credit score, better it is.

Don’t close old credit accounts, a longer credit history supports a stronger score. By following these steps, a 620 score can breach the 650–700 ‘fair’ threshold within months.

"It's not about going from 620 to 624. It's about going from 620 to 780," he clarified, referring to the substantial score jumps that impact credit card offers and interest rates.