Every chip card issued will allow the cardholder to customize their own 4-digit PIN at card activation. ... The SPCC must be kept in a secure but accessible location. The account number on the SPCC ...

In the U.S., however, banks and credit unions are mostly sticking to the signature requirement for the new credit cards since traditionally they have not required a PIN. Consumers can request a ...

Debit cards work in ways similar to credit cards, but it can be harder to protect against industrious thieves. They use devices called skimmers to read your account number and the accompanying PIN ...

Unlike other countries where EMV chip-card standards have been put in place, the U.S. is only requiring the issuance of chip-and-signature cards, not chip-and-PIN.

For Americans, the change to chip-and-PIN is long overdue. As of last year, 83% of western European consumers had chip cards, compared to just 7% of stateside shoppers.

The SumUp Air is a supremely accessible product in the credit card machine space, and an excellent shout for small businesses or new B2C freelancers as a result.