Are your deposits safe? Learn how FDIC insurance works, red flags to watch out for and how to cover amounts above the $250K limit.

The difference is that NCUA insurance applies to deposit accounts at federally insured credit unions, and FDIC insurance applies to deposit accounts of federally insured banks. Both types of ...

Worried about your bank deposits? Learn how FDIC insurance works, including four key facts you need to know to protect your savings.

What is the FDIC insurance limit? Federal Deposit Insurance Corp. (FDIC): Insures $250,000 per depositor, per bank, for each account ownership category.

Nearly all banks are FDIC insured. You can look for the FDIC logo at bank teller windows or on the entrance to your bank branch. Credit unions are insured by the National Credit Union Administration.

Credit union CDs CDs issued by credit unions are not protected by the FDIC—although that doesn’t mean you should write off these certificates, especially since some of them have the best CD ...

Before you decide on a bank vs. credit union, it will help to understand the pluses and minuses of each.

Choosing the best high-yield savings account requires comparing interest rates, fees, and account features. Look for accounts ...

What this means is if you have less than $250,000 in your account at an FDIC-insured U.S. bank, you don’t need to live in a constant state of panic. Your money should be safe in the bank.

The FDIC now is available to ensure those smaller thrift institutions, while the government-backed National Credit Union Administration, a successor to the Bureau of Federal Credit Unions, was ...