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5 days ago · Canadian ETFs shattered records in 2024, outperformed mutual funds. There are now nearly 1,500 ETFs listed in Canada, with $519B in AUM. By Noushin Ziafati | January 6, 2025 4 min read
Help maximize RDSP carry forwards | Advisor.ca
Feb 1, 2019 · One final point about the RDSP carry forward rules: grants and bonds are paid only if the RDSP is opened and contributions are made on or before December 31 of the year in which the beneficiary turns 49.
Everything you need to know about Graduated Rate Estates
Feb 24, 2017 · Curtis Davis, FCSI, CFP, TEP, is director for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
Essential tax numbers: Updated for 2025 | Advisor.ca
Nov 21, 2024 · The staff of Advisor.ca have been covering news for financial advisors since 1998.
When the executor is also a beneficiary | Advisor.ca
Apr 13, 2017 · It seems like a logical choice. Instead of paying a professional to be your executor, why not choose a beneficiary to do the job instead? It can work, but mixing those roles can create complications for an estate.
How to determine an insurance policy’s ACB | Advisor.ca
Nov 15, 2017 · Note: This is part three of a series on tax and insurance. In part one we talked about the general tax attributes of life insurance. In part two we looked at transactions resulting in a policy disposition, and how the proceeds and policy gain are determined.. In this article we discuss the adjusted cost basis (ACB) of an insurance policy and how it’s determined.
Joint accounts and survivorship rights | Advisor.ca
Sep 1, 2010 · Update, April 2016: The author has confirmed that the law on joint accounts remains generally the same, though case law is always evolving. On the surface, a joint account represents concurrent ownership by two or more persons of a bank or brokerage account.
CRA announces prescribed rate for Q1 2025 | Advisor.ca
Dec 9, 2024 · AdobeStock / Jeff Whyte. The prescribed rate on loans to family members will be 4% in the first quarter of 2025, and the interest rate Canadians must pay on overdue tax will be 8%.That’s down from 5% and 9%, respectively, in the current quarter.
What happens to the capital gains tax changes if the government …
Oct 10, 2024 · iStock / tiger barb. Taxpayers who sold property earlier this year to avoid the federal government’s hike to the capital gains inclusion rate (CGIR) could regret having done so if the tax measure is not passed into law before the next federal election.
Transferring a 401(k) or IRA to Canada | Advisor.ca
Nov 26, 2020 · Clients who lived and worked in the United States may have accumulated retirement savings in U.S. plans. Or they may have inherited a U.S. plan on the death of a spouse or received a portion of a U.S. plan from a former spouse.